South Florida HOA Fee Index · community report · as of October 18, 2026 · Florida City, Miami-Dade County
Palm Cay, Florida City: HOA fees, what sold, and what is for sale today
As of October 18, 2026, the median monthly-equivalent homeowners association fee among 9 active Palm Cay listings with a usable fee is $158, 44% above the Florida City townhouse and villa median of $110. 9 Palm Cay townhouses are listed for sale in Florida City, and 6 more are under contract. 9 of 9 active listings have recorded current asking price below original.
Over the twelve months October 2025 to September 2026, 58 Palm Cay townhouses closed at a median $379,000, a median 4% under their original asking price.
Key takeaways
- Median listed HOA fee in Palm Cay: $158/mo across 9 active listings with a usable fee, 44% above the Florida City townhouse and villa median of $110.
- 58 Palm Cay townhouses closed October 2025 to September 2026 at a median $379,000, 96% of original asking price.
- 9 Palm Cay townhouses are for sale as of October 18, 2026 at a median asking price of $383,990; 9 of 9 show a current asking price below original.
- 1.9 months of supply at the current sales pace (9 for sale against 4.8 sales a month).
The fees displayed are only as accurate as the brokerage that provided them in its individual listings through the multiple listing service. Information is deemed to be reliable but not guaranteed.
For Palm Cay owners
Own a townhouse or villa in Palm Cay? The association fee is fixed at sale. The asking price is your decision.
Buyers comparing Palm Cay townhouses and villas see the listed monthly association fee beside every asking price and weigh the two together. You cannot change the association fee when you sell; you can set the price with the association fee, the closed sales and the current competition in Palm Cay already accounted for.
39.5% of active townhouse and villa listings in Florida City have a recorded asking price below their original list price.
The data comes from the segment and recorded fields available in PBP Real Estate's BeachesMLS feed, as of the date shown. Gia Freer, Broker of Record, turns comparable sales and current competition into one written pricing opinion for your Palm Cay townhouse or villa, with the reasoning, before it goes live.
No website estimate, no automated number: a written opinion of value prepared by hand, within one business day.
Request a pricing opinion for your property
Buying in Palm Cay? Email me when a new Palm Cay home lists, or browse every home for sale.
Own in Palm Cay? Pricing correctly is a skill. Gia Freer prices your townhouse or villa from this data, with the association fee factored in.
Ask Ava about this dataPrice my Palm Cay townhouse or villa correctlyFor buyers and sellers: Sellers here are asking a median $383,990 while the last twelve months of sales closed at a median $379,000, 96% of the original asking price. That gap, plus 9 competing homes and 1.9 months of supply at the current sales pace, is the pricing reality a Palm Cay seller starts from; the listed fee median of $158/mo among 9 active records with a usable fee is a comparison point, not a quote for a specific home. Confirm its actual fee and coverage with the association.
The story for media: "58 townhouses in Palm Cay, Florida City, sold between October 2025 and September 2026 at a median price of $379,000, or 96% of their original asking price, while 9 remain for sale; the median listed monthly-equivalent association fee is $158 among 9 active records with a usable fee, according to PBP Real Estate's daily analysis of BeachesMLS data as of October 18, 2026."
What townhouses and villas actually sold in Palm Cay, month by month
Source: BeachesMLS via PBP Real Estate's brokerage feed, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display. Active and under contract as of Oct 18, 2026; closed sales October 2025 to September 2026. Deemed reliable but not guaranteed.
Range $335,000 to $449,000. Sold figures cover listings permitted for internet display and closed between October 1, 2025 and September 30, 2026; they are counts and medians, never an opinion of any home's value.
Where the Palm Cay fee sits among Florida City townhouses and villas
Shaded band = 25th to 75th percentile of Florida City HOA fees for sale today. Source: BeachesMLS via PBP Real Estate's brokerage feed, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display. Active and under contract as of Oct 18, 2026; closed sales October 2025 to September 2026. Deemed reliable but not guaranteed.
What the Palm Cay fee includes, as entered by listing brokers
- Grounds 100%
- Common areas 100%
- Recreation facilities 22.2%
Share of the 9 Palm Cay listings that state what the fee covers. Utilities, insurance and reserves change what a fee is worth; compare coverage before dollars.
What townhouses and villas are for sale in Palm Cay today
Source: BeachesMLS via PBP Real Estate's brokerage feed, townhouse and villa listings (not condominiums by tax legal description) permitted for internet display. Active and under contract as of Oct 18, 2026; closed sales October 2025 to September 2026. Deemed reliable but not guaranteed.
See every Palm Cay listing with photos, fees and days on market, or get an email when a new Palm Cay home lists.
Counts of the townhouse and villa listings for sale whose agent-written public remarks mention each item; not verified and not a statement about the association. Ask for the budget, reserve study and any assessment resolution before writing an offer.
What do buyers and sellers ask about Palm Cay?
What is the HOA fee in Palm Cay, Florida City?
As of October 18, 2026, the median monthly-equivalent association fee across the 9 Palm Cay townhouses for sale that state a fee is $158. That is 44% above the Florida City townhouse and villa median of $110. The fees displayed are only as accurate as the brokerage that provided them in its individual listings through the multiple listing service. Information is deemed to be reliable but not guaranteed.
What did townhouses and villas in Palm Cay sell for?
58 Palm Cay townhouses closed between October 1, 2025 and September 30, 2026 at a median $379,000 ($267 per square foot), ranging from $335,000 to $449,000. The median sale closed at 96% of the original asking price and 97.1% of the final asking price, after a median 27 cumulative days on market. 3.4% of those sales were cash. Closings are reported to the MLS with a lag, so the window ends with the last full month; 0 October 2026 closings have been reported so far and are not in the medians.
How many Palm Cay townhouses and villas are for sale, and are prices being cut?
9 Palm Cay townhouses are listed as of October 18, 2026, asking from $378,990 to $415,990, median $383,990; 6 more are under contract. 9 of 9 active records have current ListPrice below OriginalListPrice. Among those 9 records, median reduction is $53,000 and 11.5%; these are separate medians. The remainder is not a never-cut group. Median nonmissing recorded CDOM is 59 days, not an independently reconstructed property history. At the last twelve months' sales pace the inventory ratio is 1.9 months; not a sale-time forecast.
Does Palm Cay have special assessments, age restrictions or membership requirements?
We report what listing agents wrote, not what the association has decided. Among the 9 Palm Cay listings for sale, 0 mention a special assessment in the public remarks; 0 state an age restriction such as 55+; 0 mention a required club or equity membership; 0 mention a land or recreation lease. Confirm every one of these with the association documents before writing an offer.
How is this Palm Cay report built and how often is it updated?
Refresh is scheduled daily from PBP Real Estate's BeachesMLS data feed: active and under-contract townhouse and villa listings in Florida City whose subdivision field names Palm Cay, plus available closings in the twelve months ending September 30, 2026. Use the report's statistical date and qualifying counts. Fees are converted to a monthly equivalent and usable association layers are summed. Medians need five or more records, percentages ten or more; smaller groups are shown as counts. This is a market read of MLS listing data, not an opinion of value about any unit or a statement about the association's finances. The fees displayed are only as accurate as the brokerage that provided them in its individual listings through the multiple listing service. Information is deemed to be reliable but not guaranteed.
Download the Palm Cay, Florida City fact sheet (PDF, one page) - fees, closed sales, inventory and nearby distances on one sheet, data as of October 18, 2026. Share it or link to it with attribution to PBP Real Estate.
Analyst: Gia Freer, Broker of Record, PBP Real Estate, LLC (Lic. BK689801), available on the record: 561-395-8418.
Nearby Florida City communities to compare with Palm Cay
Straight-line distance from Palm Cay; median monthly fee and units on the market from the same daily snapshot.
More live Florida City data
PBP Real Estate analysis of BeachesMLS listings. Refresh is scheduled daily; read each index’s own date and sample.
Own a home or condo in Florida City? What is my home worth in Florida City? Current sale prices, houses and condos separate
Method: listings whose MLS subdivision field maps to Palm Cay after normalization (section and phase records merged; master community plus its neighborhoods), townhouses and villas whose tax legal description does not record a condominium (those that do are reported in the Condo Fee Index), Florida City, permitted for internet display in PBP Real Estate's BeachesMLS data feed. Active and under-contract figures are from the daily snapshot as of October 18, 2026; closed sales are from a rolling archive and cover October 1, 2025 to September 30, 2026, the last full month, because closings are reported to the MLS with a lag. Fees are as entered by each listing office, converted to a monthly equivalent, with master and sub-association layers summed. Medians require five or more records and percentages ten or more; smaller groups are shown as counts. Remark-based flags are keyword classifications of agent-written text and are not verified. Nothing here is an opinion of value about any property or a statement about any association's finances. The fees displayed are only as accurate as the brokerage that provided them in its individual listings through the multiple listing service. Information is deemed to be reliable but not guaranteed.
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated October 18, 2026.
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